Confidentiality requires that you do not disclose any information learned about your clients, their business, financial or personal affairs or motivations. If problems emerge after a sale is complete; that is not the seller's problem, and not a cause for the buyer to sue. - A company, individual or institution that originates mortgages. Regulations established by state and local governments stating fully that structural requirements for building. - Accounts for the majority of mortgages. Form the topic; you are given questions to attempt. The total amount collected from rents and other income producing opportunities. The practice of inducing homeowners in a particular neighborhood to sell their homes quickly, often at below market rates, by creating the fear that the entry of a minority group or groups into the neighborhood will cause a precipitous decline in property values. A method of calculating the depreciation of an asset which assumes the asset will lose an equal amount of value each year. A horizontal structural member that supports a floor. Joists, beams, and roofs are typically supported by these. SARA also required EPA to revise the Hazard Ranking System to ensure that it accurately assessed the relative degree of risk to human health and the environment posed. - A colorless, odorless gas that is emitted from soils, rocks and water as a result of radioactive decay in certain areas of the country. It still can be considered valid but only after the contingencies are met or no longer exist. Drawings produced by Architects that describe the quantities of a. Homeowners should be alert for friable asbestos and always seek professional advice in dealing with it. A crime punishable by up to a year in prison and/or a $1,000 fine. Many states have a national portion and a state portion, but Florida has one section combining both for a total of 100 questions. This site provides you with a step-by-step approach to solving tough challenges. - An agreement between members of a trade to refrain from competition in specific market areas. The actual interest rate charged, including loan fees and points. - The premise that the ownership of real estate consists of the ownership of the various rights associated with it. Specific range of tasks, but multiple, not same as special agent who has narrow authorization like a real estate agent. - Considered real property, which is conveyed by a deed. - Any method of reducing taxable income resulting in a reduction of the payments to tax collecting entities, including state and federal governments. Which of the following BEST describes a contract that is voidable? - Monthly payment by an owner of a condominium. A legal proceeding by a lessor landlord to recover possession of real property. - A profit that results from the sale of a property where the amount realized from the sale exceeds the purchase price. If you know of any additional free resources that we can add to this list, please email us and let us know.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'realestatelicensewizard_com-leader-1','ezslot_15',699,'0','0'])};__ez_fad_position('div-gpt-ad-realestatelicensewizard_com-leader-1-0'); Have you ever heard of Reddit? Real Estate Part 2 Chapter Quiz Q/A Green-Correct CHAPTER 3 1. The authorization to improve or develop a particular property in a manner not authorized by zoning. What is the first step the seller should make? Which of the following enforces all federal environmental rules and regulations? Also known as the "to have and to hold'" clause. Watch these videos to review critical real estate terms that will appear on the real estate exam. Fee simple absolute is the greatest interest in a parcel of land that one can possibly own. PCBs known to leak into the ground from electrical transformers. Jelly Co. processes jam and sells it to the public. Responsible for determining a municipality's tax rate. Drawings produced by Architects that describe the QUANTITIES of a building. In this instance the seller didn't know about the issue, meaning she is not liable for failure to disclose the material defect. - The right of a property owner whose land borders on a body of water, such as a lake, ocean or sea, to reasonable use and enjoyment of the shore and water the property borders on. It is an agent's duty to explain to purchase agreement and not mislead both or either parties. - A type of deed where the grantor guarantees that he or she holds clear title to a piece of real estate and has a right to sell it to the grantee. Mortgage bankers use their own funds, or funds borrowed from a warehouse lender, to fund mortgages. A colorless, odorless gas that is emitted from soils, rocks and water as a result of radioactive decay in certain areas of the country. There is no law stating an earnest deposit has to be a certain amount. Gross Rent Multiplier is the ratio of the price of a real estate investment to its annual rental income before accounting for expenses such as property taxes, insurance, and utilities. The economic life of an asset could be different than its actual physical life. A general agency in real estate is where an agent has limited power. The Federal Housing Administration (FHA) provides mortgage insurance on single-family, multifamily, manufactured home, and hospital loans made by FHA-approved lenders throughout the United States and its territories. Support As for support, Real Estate U offers an online contact form, email, and access to their social media networks, including Facebook, Twitter, and LinkedIn. The lender in a traditional mortgage loan transaction is known as what? These rates can vary significantly by state and may differ depending on the type of financial product youre using. The key difference between a leasehold estate and a freehold estate is the limitation of time. Fee simple absolute or (fee simple for short) is an estate in land. The Cost Approach is also referred to as summation. - Legal agreement by which a bank lends money in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon payment of the debt. Again, it varies per state, so check out our state requirements page for more detailed information. Lastly, an (LLC) is a hybrid legal entity that has certain characteristics of both a corporation and a partnership or sole proprietorship. Warehousing has to deal with loans and the secondary market. Upon the death of a tenant in common, that share is transferred to the estate or heir of the deceased tenant. Conspiring to establish fixed fees or prices for services or products. This often happens for land that is required for infrastructure like highways, major pipelines, railroads etc. If a court decides a remedy for a seller compelling them to sell the property, it is known as what? Remember, were all in this together. There is no such thing as intangible deterioration. A material used in pipes and paint of many older homes. A material used in pipes and paint of many older homes. The principal is always the one whom you have an agency relationship with and therefore is the person whom you owe fiduciary responsibility. It is also the same study guide in the quizlet link: https://quizlet.com/602634854/realestateu-final-exam-flash-cards/ The study guide is basically all the definitions you need to pass the course exam, NOT the NYS Exam. Vertical framing members found in wall construction. With a total of 75 questions, that means the score to pass is 53. - Parcels without access to a public way may have an easement of access over adjacent land if crossing that land is absolutely necessary to reach the landlocked parcel and there has been some original intent to provide the lot with access. Monthly payments by a shareholder to a cooperative corporation. Holding earnest money without depositing it, is what? Bonus tip. Which of the following statements is NOT true about radon? The developer or owner organizing and offering for sale a condominium or. Also called excess insurance. The seller is usually entitled to keep the earnest money, because this is considered forfeiture of the contract. It's worth mentioning, both illegal commingling and conversion lead to criminal penalties and severe consequences. No matter what type of person applies for a loan they cannot be turned away due to factors that are not directly related to their credit. The agent told them the seller wanted $260,000 instead. A leasehold estate for any specific period of time. The key concepts and words you have to study are essential for obtaining your real estate license, so you must learn and become familiarized with them. Which of the following fits the description? It is hazardous to health when a possibility exists of exposure to inhalable fibers. - The authorization to improve or develop a particular property in a manner not authorized by zoning. Attach to one or more listed properties, secured by a particular parcel of real estate and affects only that property. A method of estimating the value of real property by calculating a current construction cost, subtracting accrued depreciation and adding a land value obtained from the market. - A clause found in real estate contracts that may allow buyers to walk away from an agreed upon sale for any reason. An intermediary who brings mortgage borrowers and mortgage lenders together, but does not use its own funds to originate mortgages. This long -term lease (also referred to as land lease) is commonly used for commercial property. Real property can be converted to personal property by. An intermediary who brings mortgage borrowers and mortgage lenders together, but does not use its own funds to originate mortgages. * A lien imposed by law upon a property to secure the payment of taxes. A contract in which all elements of a contract are specifically stated (offer, acceptance, consideration). A contract entered into under duress is voidable. In this case: Remember, an open listing is truly open. The statute specifically covers contracts for the sale of land, agreements involving goods worth over $500, and contracts lasting one year or more. Travel Inc. therefore remits$65,800 to ShipAway. Sometimes people forget there are hundreds of others in the same boat. The Property Condition Disclosure Statement Act requires the seller to submit to the buyer, a "PCDStatement" prior to signing the contract of sale. Insurance policy that covers amounts above those covered under one or more other primary policies, and which does not pay until the losses exceed a certain sum. A contract agreed to and signed under duress is what? A legal proceeding by a lessor landlord to recover possession of real property. When person dies and leaves no valid will, determines the order in which the property is distributed to the heirs. The process by which a loan principal decreases over the life of a loan. A document acknowledging the payment of a mortgage debt. Metes: distances from point to point. Fixtures are personal property attached to the land to count as real property. Utility: The item satisfies a human need or desire; such as shelter, income, or recreation. What of the following is required by the Americans with Disabilities Act(ADA)? In title theory states, banks or mortgage lenders hold the title of a property until it is paid in full. Loss of desirability and usefulness caused by new inventions, changes in design, and improved processes for production, or from the influence of external factors. - The premise that the ownership of real estate consists of the ownership of various rights associated with it. - Rights in real property to use the space above the surface of the land. Also determines the 'bulk' of a house or a building, meaning the maximum size of the structure (height, square footage, size of floor plate). Financial term used by lenders to express the ratio of a loan to the value of an asset (property) purchased. - The use of borrowed capital (mortgage) to increase the potential return of an investment. If that sounds good, check out these crash courses: Between our real estate prep course, real estate practice exams, and video lessons there is no better way to prepare for your real estate exam. Typically used in describing the slope of a roof, driveway, sidewalk, etc. - Legal term for a bundle of rights in a piece of property in which a party may own either a legal interest or equitable interest. A method of estimating the value of real property by calculating a current construction cost, subtracting accrued depreciation and adding a land value obtained from the. Registers and licenses all companies and individuals who conduct mortgage related services in New York. It runs from the present owner back to the original owner of the property. It depends on which course you took, If you took the RealEstateU 75-hour course then it should be at the end of your course. Assume that x is a binomial random variable with n = 4. The section of the New York Real Property Law pertaining to real estate salespersons and brokers. This practice is illegal. It runs from the present owner back to the original owner of the property. A profit that results from the sale of a property where the amount realized from the sale exceeds the purchase price. *Primarily interpreted to prohibit racial discrimination. Dual agency is when one real estate agent represents both the buyer and seller in a transaction. PCBs widely used as dielectric and coolant fluids, in transformers, capacitors, and electric motors. Practice of inducing homeowners in particular neighborhood to sell their homes quickly, often at below market prices, by creating the fear that the entry of a minority group or groups into the neighborhood will cause precipitous decline in property values. Easement A single agency has a relationship with the buyer or the seller, but not both. - One of the more serious fiduciary responsibilities. The right of a property owner whose land borders a natural water course, such as a river, to reasonable use and enjoyment of the water that flows past the property. - Someone authorized to transact every kind of business for the principal (Example: Property Manager). A contract between the owner of a property and someone who agrees to manage it. - The safety valves for electrical systems. Youll need a 60-75% or better, depending on your state. The contract was established under duress, fraud, deception, or coercion making it voidable. Vertical framing members found in wall construction. A property owner wishes to build a neighborhood grocery store in an area zoned for residential use. Many states require a background check or submission of fingerprints. Earnest money should be deposited into a trust account: Earnest money should be deposited into a trust account in a timely manner, according to state laws. A colorless, odorless gas that is emitted from soils, rocks and water as a result of radioactive decay in certain areas of the country. - Agent must work in the best interest of the client. Which of the following consumers would most likely qualify and be able to derive the most benefit from refinancing their mortgage? The average pass rate for all real estate education providers is 86.14% for the National portion and 62.8% for the Texas portion. - A financial term used by lenders to express the ratio of a loan to the value of an asset (property) purchased. In lien theory states: The correct statement is: In title theory states, banks or mortgage lenders hold the title of a property until it is paid in full. - A contract between the owner of a property and someone who agrees to manage it. A right to cross or otherwise use someone else's property for a specified person. Responsible for determining a municipality's tax rate. Anything that lessens the bundle of rights. The safety valves for electrical systems. Marketing Essentials: The Deca Connection, Carl A. Woloszyk, Grady Kimbrell, Lois Schneider Farese, Fundamentals of Engineering Economic Analysis, David Besanko, Mark Shanley, Scott Schaefer, Statistical Techniques in Business and Economics, Douglas A. Lind, Samuel A. Wathen, William G. Marchal. An estate for years is not automatically renewed. It runs from the present owner back to the original owner of the property. The Americans with Disabilities Act (ADA) became law in 1990. A balloon loan is a mortgage which does not fully amortize over the term. The proper procedure for changing a contract that has already become binding is to sign a separate amendment. Property evaluation that determines property value by comparing similar properties sold within the last year. In Missouri, there are 140 questions on the exam (100 on the national portion and on the 40 state portion). Mandated warranty for new construction according to the NYS General Business Law 36-B. Instead, the mortgage lender holds a lien against the property. This free practice exam is here to help you master the state-specific portion of the Kentucky real estate exam. - Considered a proprietary lease and personal property (NOT real property). A mortgagee is an entity that lends money to a borrower (also known as a mortgagor) for the purpose of purchasing real estate. Read More Here. Prepare the journal entry to record (1) the receipt of payment of $70,000 from employees for the cruise packages and (2) the remittance and revenue recognized by Travel Inc. on this transaction. This type of lease is called a: A percentage lease is a lease in which all or part of the rental is a specified percentage of gross income from the total sales made upon the property. - A key document provided during the purchase of a cooperative, which includes information required to be disclosed to the purchaser. Crash courses are a fantastic way to study for the real estate exam. Usury is the practice of making unethical or immoral monetary loans that unfairly enrich the lender. Find out how you can intelligently organize your Flashcards. The use of borrowed capital (mortgage) to increase the potential return of an investment. In addition, there is a renewal option to allow Jelly to keep the equipment one extra year for a payment at the end of the fifth year of$10,000 (which Jelly is reasonably certain it will exercise). A right to cross or otherwise use someone else's property for a specified purpose. Voidable contracts MAY be valid, often they appear valid but are not. Agents or brokers function under certain legally mandated duties called fiduciary duties. The premise that the ownership of real estate consists of the ownership of various rights associated with it. Which of the following statements is TRUE about trusts and trustees? An agreement between members of a trade to refrain from competition in specific market areas. - The total amount collected from rents and other income producing opportunities. The length of the real estate exam varies from about 1.5 hours to 3.5 hours again, based on the state youre in. - Any right to or interest in the land interfering with its use or transfer, or subjecting it to an obligation. A clause in a deed or lease that defines the type of interest and rights to be enjoyed by the grantee or lessee. - Vertical framing members found in wall construction. - Primary purpose is to "Protect the Public" - Requires a salesperson to be at least 18 years of age Also known as the "to have and to hold'" clause. Structural walls that transfer building loads down to the foundation. 200 cards Real Estate Real Estate Principles Practice all cards The set of rights enjoyed by the owner of real property are commonly referred to as the? Deposit that a buyer makes at the time of submitting an offer to demonstrate the true intent of the purchase, also referred to as a binder, good faith deposit, and escrow deposit. The total cruise package price to Carmel Company employees is $70,000. Zoning usually increases the marketability of the property. Justin takes out a mortgage loan that requires monthly payments of $650.50 for 25 years and a final payment of $30,000. A document issued by a governmental authority that a building is ready and fit for occupancy. The process by which a loan principal decreases over the life of a loan. A type of deed where the grantor guarantees that he or she holds clear title to a piece of real estate and has a right to sell it to the grantee. Weve seen our students get results time and time again so were proud to stand behind our content. The key concepts and words you have to study are essential for obtaining your real estate license, so you must learn and become familiarized with them. Severance is taking an item that is attached to the land and removing it as personal property. We highly encourage you to join these groups and talk to other test takers. Real estate exams are administered at hundreds of locations across the United States, depending on where you live. A document commonly used in real estate transactions, detailing the fees, commissions, insurance, etc., that must be transacted for a successful transfer of ownership to take place. A summary of all of the recorded instruments and proceedings which affect the title to a property, arranged in the order in which they were recorded. Oversees and upholds the quality and aesthetics of a neighborhood, town, or city. - Insurance policy that covers amounts above those covered under one or more other primary policies, and which does not pay until the losses exceed a certain sum. In a typical real estate market, if the demand for commercial office space declines and the supply of office space also declines at the same ratio, market rent per square foot should: If demand increases more than supply does, we get an increase in price. Typically placed 12", 16" or 24" on center. I.E. Parcels without access to a public way may have an easement of access over adjacent land if crossing that land is absolutely necessary to reach the landlocked parcel and there has been some original intent to provide the lot with access. The authorization to improve or develop a particular property in a manner not authorized by zoning. Legal agreement by which a bank lends money in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon payment of the debt. Taking private property for public use, with fair compensation to the owner; exercising the right of eminent domain. A cash reserve fund is an account set aside by an individual or business to meet any unexpected future costs, as well as the future costs of upkeep. What is the illegal action or practice of lending money at unreasonably high rates of interest? The amount of expenses that must be paid out of pocket before an insurer will pay any expenses. Choose the best answer. U.S. Federal law designated to promote the informed use of consumer credit, by requiring disclosures about its terms and cost to standardize the manner in which costs associated with borrowing are calculated and disclosed. - An intermediary who brings mortgage borrowers and mortgage lenders together, but does not use its own funds to originate mortgages. The refusal to lend money within a specific area for various reasons. The existing use is not as-of-right. - Conspiring to establish fixed fees or prices for services or products. Rights in real property to use the space above the surface of the land. An accounting report issued periodically by the property manager to the owner outlining all income and expenditures for that accounting period. As a general rule of thumb ALL written offers must be: As a general rule of thumb all written offers must be presented to the seller. Tina and Tom are two unmarried individuals who own property with equal interests and without a right to survivorship. A method of calculating the depreciation of an asset which assumes the asset will lose an equal amount of value each year. This type of deed contains the strongest guarantee of title. Anderson's Business Law and the Legal Environment, Comprehensive Volume, David Twomey, Marianne Jennings, Stephanie Greene, Elliot Aronson, Robin M. Akert, Samuel R. Sommers, Timothy D. Wilson, Claudia Bienias Gilbertson, Debra Gentene, Mark W Lehman. Currently, most states have usury laws in place and set a cap on the maximum amount of interest a lender can charge. Duress is the unlawful constraint or action exercised upon a person whereby the person is forced to perform an act against his or her will. What is an item on a property that is installed by the tenant, and is related to the tenant's business classified as? Mortgage bankers use their own funds, or funds borrowed from a warehouse lender, to fund mortgages. - The right of a property owner whose land borders a natural water course, such as a river, to reasonable use and enjoyment of the water that flows past the property. The textbook name is for closing is closing. If someone is unlawfully forced to execute a contract it is called what? The five most popular types of businesses are Sole Proprietorship, General Partnership, Limited Partnership, Corporation, and Limited Liability Company (LLC). Monthly payments by a shareholder to a cooperative corporation. - The sequence of historical transfers of title to a property. They would most likely qualify for a refinance and they would definitely derive the most value from it. If they rise or decrease the same amount, the price remains the same. Mortgage points are directly paid to the lender or bank at closing. - A method of estimating the value of real property by calculating a current construction cost, subtracting accrued depreciation and adding a land value obtained from the market. When a Chinese couple asked the agent for the price of the house. We have almost everything real estate related, and yes, that includes real estate exam prep videos. Must pay state mandated real estate agent fees. The use of borrowed capital (mortgage) to increase the potential return of an investment. Bundle of Legal Rights what would qualify as real estate Attached Garage Tyler owns a property that is on the Arkansas River. This is very common in property management situations. - Volunteers from state or private agencies who enforce fair housing by claiming to be home seekers, thereby finding out if brokers deal fairly with all clients/customers. Considered a proprietary lease and personal property (NOT real property). The seller extends to the buyer a junior mortgage which wraps around the existing in addition to any superior mortgages already secured by the property. Before the Fair Housing Act, some lenders circled certain local areas with a red line on a map, refusing to make loans within the circled areas based on some characteristics of property owners in the area. Homeowners should be alert for friable asbestos and always seek professional advice in dealing with it. - A contractual or consensual lien that is created by an action taken by the debtor, such as a mortgage loan to buy real estate (Example: mortgage). The real estate exam is a rigorous and challenging test that weeds out those who are not committed to being skilled agents. You can check that out right here. A lease commonly found in a building with a single, long-term tenant. A variance is a request to deviate from current zoning requirements. The cost approach is considered to be reliable when used on newer buildings, and not as reliable with older. (c) Dividends. Conspiring to establish fixed fees or prices for services or products. - The amount of expenses that must be paid out of pocket before an insurer will pay any expenses. - A lien that only binds to a specific asset or property (Example: mortgage). Someone authorized to transact every kind of business for the principal. Volunteers from state or private agencies who enforce fair housing by claiming to be home seekers, thereby finding out if brokers deal fairly with all clients/customers. The Purchase Agreement is a contract that legally binds two or more parties together, to specific obligations, that create a legally binding contract between the buyer and the seller. By far, the most substantial chunk of the real estate license exam is the vocabulary. Riparian literally means "riverbank.". Responsible for developing and controlling a municipality's comprehensive strategy for growth and development. Area of a triangle [triangle=1/2 of rectangle]. - A town or city agency that oversees and reviews building applications by licensed professionals to ensure compliance with local building code and zoning ordinances. The right of a property owner whose land borders a natural water course, such as a river, to reasonable use and enjoyment of the water that flows past the property. Final Exam Study Guide Real Estate U by vandykel, Mar. - A contract in which all elements of a contract are specifically stated (offer, acceptance, consideration). - Obtained after you register for the New York State. A tenant who remains in possession of leased property after the expiration of the lease term. Below we put together a complete list of extra free study resources in hopes that you can pass your real estate exam the first time. Legal proceeding by a lessor landlord to recover possession of leased property after the expiration of the lease term. Real Estate Mathematics 349 Questions 351 Answers 366 APPENDIX A Salesperson's Practice Final Examination 379 General Information 379 Specific Information 379 Exam Content Outline and Allocated Percentage 380 Sample Salesperson Real Estate Licensing Examination 382 Answers 391 QA_Help_Pass_RE_Exam_9E.indb 4 9/12/2014 10:31:40 AM SAMPLE Enacted in 1974, which of the following is a regulation that aims to give all legal individuals an equal opportunity to apply for loans? A real estate agent advertised a home for $250,000. Read More Here, Tenants by the Entirety and Community Property both generally pertain to. What is the seller in this situation? that must be transacted for a successful transfer of ownership to take place. Is this correct? The trustee is required to manage the trust property in accordance with the trustor's wishes and in the beneficiary's best interests. Some areas of the country may call it settlement and transfer some may call it passing papers. Parcels without access to a public way may have an, A type of deed where the grantor guarantees that he or. The right of a property owner whose land borders on a body of water, such as a lake, ocean or sea, to reasonable use and enjoyment of the shore and water the property borders on. - The process by which a loan principal decreases over the life of a loan. Mortgage points, also known as discount points, are. (b) Accounts payable. The subreddit or forum should show up. Bounds: directions from one point to another. Which of the following forms of ownership would Tina and Tom most likely have? Dont forget to read the explanations so you fully understand the question. A satisfaction of mortgage is a document that confirms a mortgage has been paid off and details the provisions for the transfer of collateral title rights. Any method of reducing taxable income resulting in a reduction of the payments to tax collecting entities, including state and federal governments. Device used in electrical systems to protect against excessive current. The ability to have cash readily available to support the demands of running and maintaining real property. Intangible Deterioration. Find the answers to all your real estate license questions here: The real estate license exam is divided into two parts: the national and your specific state portions. What is the biggest difference between private and public land use controls? - Regulations established by state or local governments stating fully that structural requirements for building. The employer of an agent or broker; the broker's or agent's client. Partition is a term used in real estate to describe an act, by a court order, to divide up a concurrent estate into separate portions representing interests of the owners of a property. An individual seeking to be excused from the requirements of a zoning ordinance needs a variance. - Structural walls that transfer building loads down to the foundation. Joists, beams, and roofs are typically supported by bearing walls. Here is a quick list we put together of some of our top real estate exam prep videos and playlists: In this playlist, study specific real estate concepts you need to know for the real estate exam. The owner's rights and obligations for a condominium. (d) Accounts receivable. Homeowners should be alert for friable asbestos and always seek professional advice in dealing with it. The equipment has a fair value at the commencement of the lease of $76,024 and an estimated useful life of 7 years. What is the document that defines the relationship between the broker and the seller? The practice of inducing homeowners in a particular neighborhood to sell their homes quickly, often at below market prices, by creating the fear that the entry of a minority group or groups into the neighborhood will cause a precipitous decline in property values. Monthly payments by a shareholder to a cooperative corporation. This act protects consumers from being wrongfully discriminated. The real estate exam is a rigorous and challenging test that weeds out those who are not committed to being skilled agents. You must bring your "Summary of Your Submission" with you when taking the State exam. Also called excess insurance. Riparian literally means "riverbank". Oversees and upholds the quality and aesthetics of a neighborhood, town or city. - The right of a property owner whose land borders on a body of water, such as a lake, ocean or sea, to reasonable use and enjoyment of the shore and water the property borders on. 3% on a $400,000 property is $12,000. Well, there is a subreddit or particular section of Reddit dedicated to the real estate exam. - Conspiring to establish fixed fees or prices for services or products. Article 12-A of the NYS Real Property Law. 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